Mortgage rates

• Mortgage and refinance interest rates today for December 1, 2025: Waiting for a dip under 6% - These are today's mortgage and refinance rates, which are close to dipping below the important benchmarks of 6% and 5.50%. Lock in your rate today.
• Mortgage rate predictions for the next 5 years - Mortgage rate predictions for the next five years heavily rely on what the 10-year Treasury yield does. Learn about the rate projections through 2029.