Mortgage refinance rates

• Mortgage and refinance interest rates today, January 7, 2026: A long stretch of stability - These are today's mortgage and refinance interest rates. The 30-year fixed rate has seen little movement since October. Lock in your rate today.
• Mortgage and refinance interest rates today, January 5, 2026: Rates barely above 6% but look for even lower offers - These are today's mortgage and refinance rates. Rates have barely moved since the end of October. To get a low rate, you'll want to shop multiple lenders for your best offer.
• Mortgage and refinance interest rates today, January 3, 2026: Almost exactly where they were one week ago - These are today's mortgage and refinance rates. Mortgage rates continue to hover within a range and are a fraction over 6%. Lock in your rate today.
• Mortgage and refinance interest rates today, December 12, 2025: Rates remain well below the 52-week average - These are today's mortgage and refinance interest rates. Mortgage rates remain below where they were the same time last year. Lock in your rate today.
• Mortgage and refinance interest rates today for December 8, 2025: Will rates go down after the Fed meeting? - These are today's mortgage and refinance rates. People shouldn't necessarily wait until after the Fed meeting to lock in a rate, as rates are likely to hold steady.
• Mortgage and refinance interest rates today, December 5, 2025: A half-point lower than one year ago - These are today's mortgage and refinance interest rates. Mortgage rates are down a half-point since the same time last year. Lock in your rate today.
• Mortgage and refinance interest rates today, December 3, 2025: Forecast says rates to be slightly lower in 2026 - These are today's mortgage and refinance interest rates. The 30-year fixed rate is holding above 6%, with little movement. Lock in your rate today.
• Mortgage and refinance interest rates today, December 2, 2025: A low 30-year rate vs. an even lower 15-year - These are today's mortgage and refinance rates. The average 30-year fixed rate bubbled higher but remains well below where it was one year ago. Lock in your rate today.
• Mortgage and refinance interest rates today for December 1, 2025: Waiting for a dip under 6% - These are today's mortgage and refinance rates, which are close to dipping below the important benchmarks of 6% and 5.50%. Lock in your rate today.