↑ Mortgage rates Mortgage and refinance interest rates today, December 12, 2025: Rates remain well below the 52-week average - These are today's mortgage and refinance interest rates. Mortgage rates remain below where they were the same time last year. Lock in your rate today.Mortgage rate predictions for the next 5 years: 2026-2030 - Mortgage rate projections for the next five years heavily rely on what the 10-year Treasury yield does. Learn about the rate predictions through 2030.Mortgage rate projections for the next 5 years - Mortgage rate projections for the next five years heavily rely on what the 10-year Treasury yield does. Learn about the rate projections through 2030.When will housing prices drop? See which parts of the U.S. are already experiencing decreases. - Housing prices have fallen in some areas, but certain regions in the U.S. still have rising costs. Here’s what to know about home prices this winter.Mortgage and refinance interest rates today for December 8, 2025: Will rates go down after the Fed meeting? - These are today's mortgage and refinance rates. People shouldn't necessarily wait until after the Fed meeting to lock in a rate, as rates are likely to hold steady.Mortgage and refinance interest rates today, December 5, 2025: A half-point lower than one year ago - These are today's mortgage and refinance interest rates. Mortgage rates are down a half-point since the same time last year. Lock in your rate today.Mortgage and refinance interest rates today, December 3, 2025: Forecast says rates to be slightly lower in 2026 - These are today's mortgage and refinance interest rates. The 30-year fixed rate is holding above 6%, with little movement. Lock in your rate today.Rates lower again: Mortgage lenders with the best rates this week, Dec. 1, 2025 - The mortgage lenders with the best rates this week include Citi, Navy Federal, PenFed, and more. Discover more about lenders offering the lowest rates.When will mortgage rates go down significantly? This week’s decreases are relatively small. - Mortgage rates have decreased since this time last year, but in the short term, rates have remained stagnant. Learn more about when mortgage rates will go down.Mortgage and refinance interest rates today, December 2, 2025: A low 30-year rate vs. an even lower 15-year - These are today's mortgage and refinance rates. The average 30-year fixed rate bubbled higher but remains well below where it was one year ago. Lock in your rate today.