Mortgage rate

• Mortgage and refinance interest rates today, January 7, 2026: A long stretch of stability - These are today's mortgage and refinance interest rates. The 30-year fixed rate has seen little movement since October. Lock in your rate today.
• Mortgage and refinance interest rates today, January 5, 2026: Rates barely above 6% but look for even lower offers - These are today's mortgage and refinance rates. Rates have barely moved since the end of October. To get a low rate, you'll want to shop multiple lenders for your best offer.
• Mortgage Calculator: Here’s How Much You Need To Buy a $415,000 Home at a 6.15% Rate - Mortgage rates ticked back down this week. Where does that leave homebuyers looking to lock in a decent rate?
• When will mortgage rates go down to 5%? They're already below 6% with these lenders. - Mortgage rates may not have reached 5% yet, but they're in the 5% range with several major lenders. Discover how and where to find 5% mortgage rates.
• When will mortgage rates go down? The federal funds rate has decreased, but mortgage rates have increased. - Mortgage rates are up this week. The Fed cut its rate in December, so will rates drop before the end of the year? Learn more about when mortgage rates will go down.
• Mortgage and refinance interest rates today, December 12, 2025: Rates remain well below the 52-week average - These are today's mortgage and refinance interest rates. Mortgage rates remain below where they were the same time last year. Lock in your rate today.
• Mortgage rate predictions for the next 5 years: 2026-2030 - Mortgage rate projections for the next five years heavily rely on what the 10-year Treasury yield does. Learn about the rate predictions through 2030.
• Mortgage rate projections for the next 5 years - Mortgage rate projections for the next five years heavily rely on what the 10-year Treasury yield does. Learn about the rate projections through 2030.
• Mortgage and refinance interest rates today for December 8, 2025: Will rates go down after the Fed meeting? - These are today's mortgage and refinance rates. People shouldn't necessarily wait until after the Fed meeting to lock in a rate, as rates are likely to hold steady.
• Mortgage and refinance interest rates today, December 5, 2025: A half-point lower than one year ago - These are today's mortgage and refinance interest rates. Mortgage rates are down a half-point since the same time last year. Lock in your rate today.