Mortgage rates

• Home Values in the West Drop for 9th Straight Month—These Metros Saw Steepest Declines - For nine months in a row, home values have declined in the West, and these major metros took the hardest hit.
• Mortgage and refinance interest rates today, January 7, 2026: A long stretch of stability - These are today's mortgage and refinance interest rates. The 30-year fixed rate has seen little movement since October. Lock in your rate today.
• Mortgage and refinance interest rates today, January 5, 2026: Rates barely above 6% but look for even lower offers - These are today's mortgage and refinance rates. Rates have barely moved since the end of October. To get a low rate, you'll want to shop multiple lenders for your best offer.
• Mortgage and refinance interest rates today, January 3, 2026: Almost exactly where they were one week ago - These are today's mortgage and refinance rates. Mortgage rates continue to hover within a range and are a fraction over 6%. Lock in your rate today.
• Best cash-out refinance mortgage lenders of January 2026 - The best cash-out refinance lenders have strong online tools, fee discounts, and more. Find the best cash-out refi lender for your type of mortgage loan.
• What is the monthly mortgage payment on a $200,000 house? - The monthly mortgage payment on a $200,000 loan will depend on your term length and rate. We did the math to show how much you’ll spend on a $200,000 mortgage.
• When will mortgage rates go down to 5%? They're already below 6% with these lenders. - Mortgage rates may not have reached 5% yet, but they're in the 5% range with several major lenders. Discover how and where to find 5% mortgage rates.
• What the Christmas movie ‘Elf’ can teach us about today's cost of living - To live like the New York-based family in the movie "Elf" today, it would take millions. Here are the biggest financial lessons from the film.
• Why haven’t mortgage rates been falling since the last Federal Reserve rate cut? - The Fed cut its rate for the third time in 2025. Many thought mortgage rates would fall, but they've barely budged. Find out what’s going on and what to do next.
• When will mortgage rates go down? The federal funds rate has decreased, but mortgage rates have increased. - Mortgage rates are up this week. The Fed cut its rate in December, so will rates drop before the end of the year? Learn more about when mortgage rates will go down.