Current mortgage rates

• Mortgage and refinance interest rates today, January 7, 2026: A long stretch of stability - These are today's mortgage and refinance interest rates. The 30-year fixed rate has seen little movement since October. Lock in your rate today.
• Mortgage and refinance interest rates today, January 3, 2026: Almost exactly where they were one week ago - These are today's mortgage and refinance rates. Mortgage rates continue to hover within a range and are a fraction over 6%. Lock in your rate today.
• Mortgage and refinance interest rates today, December 12, 2025: Rates remain well below the 52-week average - These are today's mortgage and refinance interest rates. Mortgage rates remain below where they were the same time last year. Lock in your rate today.
• Mortgage and refinance interest rates today, December 5, 2025: A half-point lower than one year ago - These are today's mortgage and refinance interest rates. Mortgage rates are down a half-point since the same time last year. Lock in your rate today.
• Mortgage and refinance interest rates today, December 3, 2025: Forecast says rates to be slightly lower in 2026 - These are today's mortgage and refinance interest rates. The 30-year fixed rate is holding above 6%, with little movement. Lock in your rate today.
• Mortgage and refinance interest rates today, December 2, 2025: A low 30-year rate vs. an even lower 15-year - These are today's mortgage and refinance rates. The average 30-year fixed rate bubbled higher but remains well below where it was one year ago. Lock in your rate today.