↑ Interest rate Mortgage and refinance interest rates today, January 5, 2026: Rates barely above 6% but look for even lower offers - These are today's mortgage and refinance rates. Rates have barely moved since the end of October. To get a low rate, you'll want to shop multiple lenders for your best offer.What is the monthly mortgage payment on a $200,000 house? - The monthly mortgage payment on a $200,000 loan will depend on your term length and rate. We did the math to show how much you’ll spend on a $200,000 mortgage.FTSE 100 LIVE: Stocks rise as Bank of England cuts interest rates and ECB set to hold - The Monetary Policy Committee (MPC) cut UK interest rates from 4% to 3.75%Social Security COLAs: What You Need to Know After the Fed’s Rate Cut - There’s a reason the Federal Reserve has been all over the news this week. On Dec. 10, the Fed concluded its final interest rate policy meeting of the year. And as economists expected, the central bank decided to move forward with its thirdFed meeting live coverage: Federal Reserve cuts interest rates by 25 basis points in split decision - The Federal Reserve cut interest rates by 25 basis points at its final meeting of 2025, with investors focusing on the outlook for 2026.Rates lower again: Mortgage lenders with the best rates this week, Dec. 1, 2025 - The mortgage lenders with the best rates this week include Citi, Navy Federal, PenFed, and more. Discover more about lenders offering the lowest rates.Mortgage and refinance interest rates today for December 1, 2025: Waiting for a dip under 6% - These are today's mortgage and refinance rates, which are close to dipping below the important benchmarks of 6% and 5.50%. Lock in your rate today.