↑ Mortgage lenders Best cash-out refinance mortgage lenders of January 2026 - The best cash-out refinance lenders have strong online tools, fee discounts, and more. Find the best cash-out refi lender for your type of mortgage loan.When will mortgage rates go down? The federal funds rate has decreased, but mortgage rates have increased. - Mortgage rates are up this week. The Fed cut its rate in December, so will rates drop before the end of the year? Learn more about when mortgage rates will go down.Mortgage rate predictions for the next 5 years: 2026-2030 - Mortgage rate projections for the next five years heavily rely on what the 10-year Treasury yield does. Learn about the rate predictions through 2030.Mortgage rate projections for the next 5 years - Mortgage rate projections for the next five years heavily rely on what the 10-year Treasury yield does. Learn about the rate projections through 2030.Rates lower again: Mortgage lenders with the best rates this week, Dec. 1, 2025 - The mortgage lenders with the best rates this week include Citi, Navy Federal, PenFed, and more. Discover more about lenders offering the lowest rates.When will mortgage rates go down significantly? This week’s decreases are relatively small. - Mortgage rates have decreased since this time last year, but in the short term, rates have remained stagnant. Learn more about when mortgage rates will go down.Mortgage and refinance interest rates today, December 2, 2025: A low 30-year rate vs. an even lower 15-year - These are today's mortgage and refinance rates. The average 30-year fixed rate bubbled higher but remains well below where it was one year ago. Lock in your rate today.Mortgage rate predictions for the next 5 years - Mortgage rate predictions for the next five years heavily rely on what the 10-year Treasury yield does. Learn about the rate projections through 2029.